Insights
The questions Cheri answers on calls every week, written out in plain language so you can read them at your own pace.
Start with the question you already have
Three articles, each written to be read in under ten minutes. No jargon, no product pitch, and real numbers wherever they help.
How much life insurance do I need?
The three-number method most agents use, worked through on a real California household.
Term vs. permanent: which one is right for you?
Where term wins, where IUL or whole life earns its higher premium, and the mix many families end up with.
Business funding options for California owners
Startup, revenue-based, real estate, and SBA financing compared by speed, cost, and what you need to qualify.
Start with a conversation, not a quote form
Twenty minutes with Cheri is enough to know what your family needs and roughly what it costs. No pressure, no obligation, and no jargon.